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Privacy Policy|   Terms of Service

We include affiliate links on this site, which means we earn a commission if you click on an affiliate link and then buy something through it. This doesn’t cost you anything.  If you do choose to buy through any of our affiliate links, thank you very much!   We are most appreciative.  Third party vendors use cookies to serve ads based on a user’s prior visits to the website.

For example, we are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. So if we mention a book or some other product sold on Amazon that we like, we will use an affiliate link to do so.

It’s one way website owners make a little bit of money, so this site can continue.  Are you in interested in making more money for your household?   Here are some ideas for additional income for you.

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Legal Disclaimer

This website provides this website as a service. While the information contained within the site is periodically updated, no guarantee is given that the information provided in this website is correct, complete, and/or up-to-date.

The materials contained on this website are provided for general information purposes only and do not constitute legal or other professional advice on any subject matter.We do not accept any responsibility for any loss which may arise from reliance on information contained on this site.

Permission is given for the downloading and temporary storage of one or more of these pages for the purpose of viewing on a personal computer. The contents of this site are protected by copyright under international conventions and, apart from the permission stated, the reproduction, permanent storage, or retransmission of the contents of this site is prohibited without  prior written consent.

Some links within this website may lead to other websites, including those operated and maintained by third parties. This website includes these links solely as a convenience to you, and the presence of such a link does not imply a responsibility for the linked site or an endorsement of the linked site, its operator, or its contents (exceptions may apply).

This website and its contents are provided “AS IS” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchant-ability, fitness for a particular purpose, or non-infringement.

Reproduction, distribution, republication, and/or re-transmission of material contained within this website are prohibited unless prior written permission has been obtained.

Some photos are provided courtesy of  at FreeDigitalPhotos.net by the following artists: screationzs, scottchan,Salvatore Vuono,Stuart Miles,Tanate Raktaengan,hywards, mapichai, Stuart Miles

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We recognize that your privacy is important. This document outlines the types of personal information we receive and collect when you use this site, as well as some of the steps we take to safeguard information. We hope this will help you make an informed decision about sharing personal information with us

We  strive to maintain the highest standards of decency, fairness and integrity in all our operations. Likewise, we are dedicated to protecting our customers’, consumers’ and online visitors’ privacy on our website.

Personal Information

This site collects personally identifiable information from the visitors to our website only on a voluntary basis. Personal information collected on a voluntary basis may include name, postal address, email address, company name and telephone number.

This information is collected if you request information from us, participate in a contest or sweepstakes, and sign up to join our email list or request some other service or information from us. The information collected is internally reviewed, used to improve the content of our website, notify our visitors of updates, and respond to visitor inquiries.

Once information is reviewed, it is discarded or stored in our files. If we make material changes in the collection of personally identifiable information we will inform you by placing a notice on our site. Personal information received from any visitor will be used only for internal purposes and will not be sold or provided to third parties.

Use of Cookies and Web Beacons

We may use cookies to help you personalize your online experience. Cookies are identifiers that are transferred to your computer’s hard drive through your web browser to enable our system to recognize your browser.

The purpose of a cookie is to tell the web server that you have come to the site for the first time, or have returned to a specific page. If you personalize the site’s pages, or register with any of our site’s services, a cookie enables us  to recall your specific information on subsequent visits.

You have the ability to accept or decline cookies by modifying settings in your browser; however, if you choose to decline cookies, you may not be able to fully experience the interactive features of the site.

A web beacon is a transparent image file used to monitor your journey around a single website or collection of sites. They are also referred to as web bugs. They are commonly used by sites that use third-party services to monitor traffic. They may be used in association with cookies to understand how visitors interact with the pages and content on the pages of a website

As you browse this website, a Google Analytics will be placed on your computer to collect demographic and interest information, but we do not tie the cookie to any personal information that you provide to us. If you do not wish your data to be collected via Google Analytics, you may use their opt-out tool… https://tools.google.com/dlpage/gaoptout/. Or you may opt out of any third party vendor’s use of cookies for interest based advertising by visiting aboutads.info.

Browsers can be set to accept or reject cookies automatically, or notify you when a cookie is being requested. Privacy software can be used to override web beacons. Taking either of these actions should not cause a problem with our site, should you so choose.

Children’s Online Privacy Protection Act
This website is directed to adults; it is not directed to children under the age of 13. We operate this site in compliance with the Children’s Online Privacy Protection Act, and will not knowingly collect or use personal information from anyone under 13 years of age.

How You Can Correct or Remove Information
We provide this privacy policy as a statement to you of our commitment to protect your personal information. If you have submitted personal information through this website and would like that information deleted from our records or would like to update or correct that information, please contact us.

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Terms of Service

By using this website  you agree and comply with the terms of use.

Copyright Notice

All content on this website, including photos taken by this website are copyrighted.

Additionally, this website uses iStockphotos, Pixby and WikimediaCommons as source for photos. All rights on these photos & graphics belong to the respective owners.

Permission is given for the downloading and temporary storage of one or more of these pages for the purpose of viewing on a personal computer. The contents of this site are protected by copyright under international conventions and, apart from the permission stated, the reproduction, permanent storage, or retransmission of the contents of this site is prohibited without the prior written consent of this website.

Reproduction, distribution, republication, and/or retransmission of material contained within this website are prohibited unless the prior written permission of this website has been obtained.

If you feel that this webiste violates your copyright or personality rights, please contact us immediately, and the matter will be investigated.

User generated content

This website invites users to submit their own  stories or ask questions using special forms on the website. This content will be published on the website.
Users agree to obey the submission guidelines, submit only original content and their own photos.
Submission to this site must be legal, non-defamatory, non-confidential and non-infringing of copyrights owned by others.

This website reserves the right to reject and edit submissions.

Anti-Spam Policy

This website does not send unsolicited emails to users of the website. For security reasons we use the ” opt-in method” when you subscribe to the website’s newsletter. This means you need to confirm the subscription to secure that nobody else used your email address to subscribe. Each newsletter contains a link to unsubscribe from the service.

Users who submit content to this website can choose to get an email notification when their submission is approved & published, and/or when other users of the website add an comment. In any case, there are always links included in these emails to unsubscribe from the notifications. Your email address will not be visible on the website when you opt in for these notifications.

This website uses email addresses submitted by you only to provide the service/information requested. We will never sell or give away email addresses to third parties.

We do NOT recommend that you include your email details in comments on the website. However, if you choose to do so (perhaps because you want other users to contact you), it is your responsibility. This website rejects any liability for the damage caused by your behavior.

In the unlikely event you feel spammed by this website,  please contact us and the matter will be investigated.

No Warranty

This website and its contents are provided “AS IS” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchant-ability, fitness for a particular purpose, or non-infringement.

Governing Law and Jurisdiction

This Terms of service including the Privacy Policy shall be governed by and construed in accordance with U.S A. laws.

Updates and Effective Date

This Site Policies were last updated on March 30, 2015.  We reserve the right to make changes in these policies. We encourage you to periodically review this information.

Agreeing to terms

If you do not agree to this website’s  Terms of Service as posted here on this website, please do not use this site or any services offered by this site.

Your use of this site indicates acceptance of these policies.

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